| Week | Concept Matched To Standard | Benchmark Students will be able to… | Activities/ Instructional Strategy Students will… | Assessments Tests |
| Week 1 & 2 Chapter 3 | Personal Financial Decisions PFR - 1.1, 1.4, 3.1, 3.2, 3.4 9-10.RT.1, 3, 9 | · Demonstrate taking responsibility for financial decisions · Make financial decisions by systematically considering alternatives and consequences · Develop a personal financial plan to demonstrate the ability to use money management skills and strategies · Explain the opportunity costs associated with personal financial decisions · Understand the time value of money · Identify eight strategies for achieving financial goals at different stages of life | Read information pertaining to the topics.
Participate in discussions and complete projects with classmates.
Complete assessments related to the topics. | Oral formative assessment
Class discussion
Group project work
Daily exit slip assessment
Section Review Questions
Test |
| Week 3 & 4 | Checking Account, Budgeting, and Applying for loans PFR- 3.1, 3.3, 6.1 9-10.RT. 2, 5 9-10.WT. 1, 3, 5, 9 | · Create a basic budget with categories for income, taxes, planned savings, and fixed and variable expenses · Analyze and adjust budget to achieve financial goals · Analyze services of financial institutions · Analyze services of financial institutions · Evaluate different payment methods · Demonstrate skill in basic financial tasks · Investigate and demonstrate ability to apply for financial assistance | Analyze different types of banking accounts
Recognize and practice writing banking account forms
Learn and Practice balancing a checkbook register Analyze applications for financial assistance FAFSA, scholarships, grants | Oral formative assessment
Class discussion
Group and individual project work
Daily exit slip assessment
Section Review Questions
Test |
| Week 5 & 6 Chapter 4 | Finances and Career Planning PFR - 1.5, 2.1, 2.2 9-10 RT. 5 9-10 WT.7 | · Demonstrate communication strategies for discussing financial issues · Describe how personal factors, career choices, and economic conditions affect income · Analyze financial risks and benefits of entrepreneurship as a career choice · Identify sources of personal income · Compare and contrast wage sources of personal income | Read information pertaining to the topics.
Participate in discussions and complete projects with classmates.
Complete assessments related to the topics Write a cover letter and resume. | Oral formative assessment
Class discussion
Group and individual project work
Daily exit slip assessment
Section Review Questions
Test |
| Week 7 & 8 Chapter 6 Consumer Purchasing and Protection | Consumer Purchasing and Protection PFR - 1.1, 1.2, 1.3, 1.4, 1.5 | · Demonstrate taking responsibility for personal financial decisions · Analyze financial information from a variety of reliable and questionable sources · Utilize consumer protection laws and resources · Make financial decisions by systematically considering alternatives and consequences · Demonstrate communication strategies for discussing financial issues · Demonstrate strategies to control personal information | Read information pertaining to the topics.
Participate in discussions and complete projects with classmates.
Complete assessments related to the topics. Create a comparison analysis and then taste test products compared…ie ice cream | Oral formative assessment
Class discussion
Group and individual project work
Daily exit slip assessment
Section Review Questions
Test |
| Week 9 & 10 Chapter 8 | Consumer Credit PFR - 4.1, 4.2, 4.3, 4.4 9 - 10. RT. 4, 6 WT. 4, 5 | · Analyze the costs and benefits of using various types of credit such as student loans, home and automotive loans, and credit cards · Analyze factors that influence establishing and maintaining a good credit rating · Analyze methods and benefits of avoiding or correcting credit and debt problems · Analyze major consumer credit laws and the changing nature of these laws | Read information pertaining to the topics.
Participate in discussions and complete projects with classmates.
Complete assessments related to the topics. | Oral formative assessment
Class discussion
Group and individual project work
Daily exit slip assessment
Section Review Questions
Test |
| Week 11 & 12 Chapter 10 | Saving and Investing PFR - 6.4, 6.5, 6.6 9 - 10 RT. 4, 7, 8
9 - 10 WT. 6, 8
| · Describe how to buy and sell investments · Analyze factors that affect the rate of return on investments · Analyze how agencies that regulate financial markets protect investors | Read information pertaining to the topics. Participate in discussions and complete projects with classmates.
Complete assessments related to the topics. Participate in a stock market simulation. Weekly analyze investment progress and make informed decisions on trading | Oral formative assessment Class discussion
Group and individual project work
Daily exit slip assessment
Section Review Questions
Stock Portfolio
Test |
| Week 13 & 14 Chapter 11 | Stocks PFR - 6.4, 6.5, 6.6 9 – 10 RT. 4, 7, 8
9 - 10
WT. 6, 8 | · Explain primary and secondary markets · Describe the ways to buy and sell stock · Evaluate long-term and short-term investment strategies · Rate of return on investments · The factors that affect stock · Classifications of stock · Long-term and short term investment strategies · Describe how to buy and sell investments · Analyze factors that affect the rate of return on investments · Analyze how agencies that regulate financial markets protect investors | Read information pertaining to the topics. Participate in discussions and complete projects with classmates.
Complete assessments related to the topics. Participate in a stock market simulation. Weekly analyze investment progress and make informed decisions on trading | Oral formative assessment Class discussion
Group and individual project work
Daily exit slip assessment
Section Review Questions
Stock Portfolio
Test |
| Week 15 & 16 Chapter 12 | Bonds and Mutual Funds | · Define mutual funds · Explain why investor buy mutual funds · Identify types of mutual funds · Categorize the three main groups of mutual funds · Define bond price quotations · List information resources for selecting bond investments · Categorize and describe bond ratings · Explain how to determine a bond’s yield · Discuss the reasons governments issue bonds · Classify the types of government bonds · Describe the types of corporate bonds · Identify the reasons corporations sell bonds · Explain why investors buy corporate bonds | Read information pertaining to the topics. Participate in discussions and complete projects with classmates.
Complete assessments related to the topics. Participate in a stock market simulation. Weekly analyze investment progress and make informed decisions on trading | Oral formative assessment Class discussion
Group and individual project work
Daily exit slip assessment
Section Review Questions
Stock Portfolio
Test |
| Week 17 & 18 Chapter15 | Insurance PFR -3.6, 5.1, 5.2 | · Examine the purpose and value of estate planning · Examine various types of financial risk and risk management strategies · Examine the purposes, types, and costs associated with insurance | Read information pertaining to the topics. Participate in discussions and complete projects with classmates.
Complete assessments related to the topics. | Oral formative assessment Class discussion
Group and individual project work
Daily exit slip assessment
Section Review Questions
Test |
| | | Review Create Final Presentation | Review Take Certification Test Create and Present Final Presentation | Certification Test Final Presentation |